Service providers
Last updated 25 October 2026. The companies that help us run Worthberry, sometimes called sub-processors.
Each provider receives only what it needs to do its job, under a contract that requires it to protect that information. We'll update this page before adding a provider that handles your financial data.
| Provider | What they do | What they receive | Where |
|---|---|---|---|
| Fly.io | Hosts the app, database and encrypted backups | Everything stored in your account, encrypted at rest | Sydney, Australia |
| Akahu | Open banking connections to New Zealand banks, KiwiSaver providers and Sharesies | Your consent and the accounts you choose; they send us balances and transactions | New Zealand |
| Stripe | Takes payments for paid plans | Your email address, plan and payment details (we never see your full card number) | United States, Ireland and others |
| Google Analytics | Measures visits to worthberry.co.nz and worthberry.co | The page you're on, where you came from, your browser and device, and your IP address (used to estimate country and city); its cookies only if you accept them; never anything from the app | United States and others |
| Resend | Sends our emails | Your email address and the email's content, including the figures in your money digest if you have it on | United States |
| Klaviyo | Sends our waitlist and private beta welcome emails | Your email address and first name, whether you're on the waitlist or in the private beta, and whether you open or click its emails; never anything about your money | United States |
| CoinGecko | Crypto prices | Names of coins only, never who holds them | Singapore |
| Public blockchain nodes | Wallet balances | Public wallet addresses you add | Various |
| Crypto exchanges you connect | Exchange balances | The read-only API key you give us, sent only to that exchange | Depends on the exchange |
See our privacy policy for how we protect information sent overseas.