Pick how much you want done for you

Budget for free, let Worthberry sync your banks and sort your spending, or bring in your KiwiSaver, investments and crypto for the whole picture. Prices in NZ dollars, including GST.

Bring in your bank statements

Download a CSV statement from your bank’s website or app, import it into Worthberry, and every transaction is sorted into categories. Add anything else by hand.

  • Three steps: press Add, choose Import a statement, then enter today’s balance so your numbers match your bank
  • Works with CSV statements from New Zealand banks
  • Bank accounts, cards and loans on Sprout and up. KiwiSaver and investments on Ripe and Harvest. Free during the beta.

How to import a bank statement

  • KiwiSaver providers

Linking your bank directly is coming soon. Until then, import a statement from any New Zealand bank.

Worthberry is free for everyone in the private beta, with every feature included. These prices start when we launch, and beta members hear first. After the beta, you keep the features of the plan you choose, or move to free Seedling. Nothing you’ve added is deleted.

Sprout

Know where your money goes, and budget for it.

$164.89/year
1 month free Works out at $13.74 a month
$14.99/month
Or $164.89 a year and get a month free
Get early access
  • Live bank sync, up to 10 accounts
  • Credit cards and loans synced too
  • Your home and property, with their loans
  • Automatic categories, for the 9 core ones
  • 8 budgets that reset on your payday
  • 3 goals
  • Alerts for low balances, big spends and budgets
  • Prebuilt Spending and Net worth dashboards, and 1 custom
  • Ad-free
Compare plans
Most popular

Ripe

Goals, insights and everything synced.

$307.89/year
1 month free Works out at $25.66 a month
$27.99/month
Or $307.89 a year and get a month free
Get early access
  • Everything in Sprout, plus:
  • Unlimited bank sync
  • KiwiSaver tracking and sync
  • Investments tracked and synced
  • Crypto tracked, with wallets by address and exchange connections
  • All 17 spending categories
  • 5 categories of your own
  • Unlimited budgets and goals
  • 2 prebuilt dashboards and 3 custom
  • Insights widget
  • Your own Home screen in the phone app
Compare plans

Harvest

For households who want it all.

$549.89/year
1 month free Works out at $45.82 a month
$49.99/month
Or $549.89 a year and get a month free
Get early access
  • Everything in Ripe, plus:
  • KiwiSaver forecasts to 65 and retirement income
  • Unlimited custom dashboards
  • Debt dashboard
  • Analytics dashboard
  • Unlimited custom categories
  • Unlimited budgets and goals
  • Priority support
  • Partner login and shared view coming soon
  • Read-only access for your adviser coming soon
Compare plans

Seedling

Free for good, with ads from our partners.

  • Bank accounts, loans and cards, in one net worth
  • Entered by hand or imported from a CSV statement
  • 1 custom dashboard
  • 5 budgets and 1 goal
  • 9 core spending categories
  • Remembers your category for each merchant
Compare plans
Free
No card needed
Get early access

Compare every plan

FeatureSeedlingSproutRipeHarvest
Price a monthFree$14.99$27.99$49.99
Price a yearFree$164.89$307.89$549.89
Net worth: bank accounts, loans and cards
Property, with its home loan–
Investments and crypto, tracked in your net worth––
Statement imports (CSV)
KiwiSaver tracking and sync––
KiwiSaver forecasts to 65 and retirement income–––
Investment accounts synced––
Crypto wallets synced by address––
Prebuilt dashboards–22Unlimited
Custom dashboards113Unlimited
Choose the cards on the phone app’s Home––
Live bank sync, including cards and loans–Up to 10 accountsUnlimitedUnlimited
Crypto exchange connections––UnlimitedUnlimited
Spending categories9 core9 coreAll 17All 17
Categories of your own––5Unlimited
Budgets58UnlimitedUnlimited
Goals with forecasts13UnlimitedUnlimited
Remembers the category you choose for each merchant
Automatic categories–
Alerts for low balances, big spends and budgets–
Insights widget––
Ad-free–
Priority support–––
Debt dashboard: repayments, interest and your debt-free date–––
Analytics dashboard: filter every visual at once, as you look–––
Partner login and shared view–––Coming soon
Read-only access for your adviser or accountant–––Coming soon

Paying yearly costs 11 months. Change or cancel any time; you keep your plan until the end of the period you’ve paid for. See Subscriptions and refunds. Free-plan ads come from partners we work with directly and are never chosen using your money. How ads work.