Berry good with money.

See where your money is and where it's going. Worthberry brings your budgets, spending, KiwiSaver, investments and goals together, and adds it all up into one net worth. Built for New Zealand.

Free during the private beta. Made in Aotearoa New Zealand.

Net worth

Example
$412,860
+ $3,240 this month
KiwiSaver$86,420
Home equity$284,000
Bank accounts$24,180
Crypto$18,260

An example, not real data. Worthberry adds up everything you own and owe like this, and keeps it current.

Know where your money is, and where it's going

Every part of your money. One app.

Budget for the fortnight, see what you're spending on, keep an eye on your KiwiSaver and investments, and plan for what's next. From the coffee on your card to the KiwiSaver you'll retire on.

Budgets that follow your pay

Paid fortnightly? Your budgets can be too. Each one resets weekly, fortnightly on your payday, or monthly.

  • Pick a rhythm for each budget
  • Suggested limits from what you actually spend
  • See what you've spent that has no budget yet
  • A warning colour once you've used 80%
This fortnightResets Wed 22 Oct
$626 of $760
Groceries$392 of $400
Eating out$146 of $200
Petrol$88 of $160

Example figures. See every feature in detail

Bring in your bank statements

Download a CSV statement from your bank’s website or app, import it into Worthberry, and every transaction is sorted into categories. Add anything else by hand.

  • Three steps: press Add, choose Import a statement, then enter today’s balance so your numbers match your bank
  • Works with CSV statements from New Zealand banks
  • Bank accounts, cards and loans on Sprout and up. KiwiSaver and investments on Ripe and Harvest. Free during the beta.

How to import a bank statement

  • KiwiSaver providers

Linking your bank directly is coming soon. Until then, import a statement from any New Zealand bank.

Plans for every kind of saver

Start free with your bank accounts, budgets and a goal. Choose Sprout to sync your banks and budget, or Ripe to bring in your KiwiSaver, investments and crypto.

Sprout

Know where your money goes, and budget for it.

$164.89/year
1 month free Works out at $13.74 a month
$14.99/month
Or $164.89 a year and get a month free
Get early access
  • Live bank sync, up to 10 accounts
  • Credit cards and loans synced too
  • Your home and property, with their loans
  • Automatic categories, for the 9 core ones
  • 8 budgets that reset on your payday
  • 3 goals
  • Alerts for low balances, big spends and budgets
  • Prebuilt Spending and Net worth dashboards, and 1 custom
  • Ad-free
Compare plans
Most popular

Ripe

Goals, insights and everything synced.

$307.89/year
1 month free Works out at $25.66 a month
$27.99/month
Or $307.89 a year and get a month free
Get early access
  • Everything in Sprout, plus:
  • Unlimited bank sync
  • KiwiSaver tracking and sync
  • Investments tracked and synced
  • Crypto tracked, with wallets by address and exchange connections
  • All 17 spending categories
  • 5 categories of your own
  • Unlimited budgets and goals
  • 2 prebuilt dashboards and 3 custom
  • Insights widget
  • Your own Home screen in the phone app
Compare plans

Harvest

For households who want it all.

$549.89/year
1 month free Works out at $45.82 a month
$49.99/month
Or $549.89 a year and get a month free
Get early access
  • Everything in Ripe, plus:
  • KiwiSaver forecasts to 65 and retirement income
  • Unlimited custom dashboards
  • Debt dashboard
  • Analytics dashboard
  • Unlimited custom categories
  • Unlimited budgets and goals
  • Priority support
  • Partner login and shared view coming soon
  • Read-only access for your adviser coming soon
Compare plans

Seedling

Free for good, with ads from our partners.

  • Bank accounts, loans and cards, in one net worth
  • Entered by hand or imported from a CSV statement
  • 1 custom dashboard
  • 5 budgets and 1 goal
  • 9 core spending categories
  • Remembers your category for each merchant
Compare plans
Free
No card needed
Get early access

Prices in NZ dollars, including GST. Free for everyone during the private beta. Compare every plan.

Up and running in five minutes

  1. Join the waitlist

    We're letting people in a few at a time during the private beta. You'll get an email with your invite.

  2. Link your accounts

    Connect your bank and KiwiSaver through Akahu, or import a statement. It's read-only: Worthberry can't move money.

  3. Watch it add up

    Your net worth, budgets and goals in one place you'll actually want to open.

Your money in one place. Your bank password nowhere near it.

  • You sign in to your bank through Akahu. We never see your password, and our team never sees your balances.
  • Read-only access. Nothing in Worthberry can make a payment.
  • Stored in Australia and encrypted, with two-step sign-in for your account.
  • We never sell your data. Paid plans have no ads, and free-plan ads never use your money to decide what to show.

How we keep it safe

From the Knowledge Base

Our blog, guides to getting the most out of the app, and help with linking your bank.

Visit the Knowledge Base
Net worth Ask your money anything: meet the Analytics dashboard One filter over every chart. Pick an account, a category or a merchant, and the whole page changes as you go. New on Harvest. 25 October 2026 · 2 min read Using Worthberry Worthberry, PocketSmith or SortMe: why we think Worthberry fits Kiwi households best Three New Zealand-friendly money apps, three different ideas of what matters. Here's what Worthberry does differently, and where the others shine. 22 October 2026 · 4 min read Using Worthberry Welcome to Worthberry: your first five steps You're in. Here's what to do first: upload a bank statement, tidy your transactions, build your dashboard, set your budgets and add your KiwiSaver. 19 October 2026 · 4 min read

Questions, answered

The ones we hear most.

How much does Worthberry cost?

It's free during the private beta. After launch, Seedling stays free with ads, and Sprout, Ripe and Harvest are $14.99, $27.99 and $49.99 a month, with one month free when you pay yearly. Nobody is charged without agreeing to it. See pricing.

Which banks work?

Anything Akahu connects to, which includes ANZ, ASB, BNZ, Westpac, Kiwibank, Co-op, TSB and more. If your bank isn't linkable, import a CSV statement or enter a balance. Our guide on how bank syncing works has the detail.

Is it safe to link my bank?

You sign in to your bank through Akahu, so your password never reaches us, and Worthberry only reads: it can't move money. Our team never sees your balances. You can disconnect at any time.

What happens when the beta ends?

During the private beta you get everything Worthberry does, free, except bank linking: we're waiting on accreditation from Akahu, the open banking platform we use to connect to New Zealand banks, so for now you add accounts by importing CSV statements. When the beta ends, you choose a plan and keep the features that plan includes. If you don't choose one, you move to Seedling, our free plan. Nothing you've added is deleted: anything your plan doesn't include, like bank sync, property, KiwiSaver, investments or crypto on Seedling, is hidden with a prompt to upgrade, and comes back if you do. We'll give you at least 30 days' notice before any charges start.

Is this financial advice?

No. Worthberry shows information about your money so you can understand it. It doesn't recommend what to do. For advice, talk to a licensed financial adviser.

Is there an app?

Worthberry works in any browser and adds to your phone's home screen like an app. App Store and Google Play versions come after the beta.

More questions? See all the answers or email hello@worthberry.co.

Get your spot in the beta

Free while we build it with you. We'll only email you about your invite.